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October 16, 2026
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8 min

How much does a VPN cost? Prices, renewals and hidden costs

What a VPN costs per month and per year, how renewals change the price over three years and the hidden costs to check before you pay.

The short answer to "how much does a VPN cost" is about $9 to $15 a month for most well-known VPNs if you pay monthly. On a yearly or two-year plan, it drops to about $2 to $6 a month. That puts the first year at roughly $24 to $75. The bigger number comes later, because many plans renew at a much higher price. Below you'll find typical prices, what you'll really pay over three years and the costs that don't show up in the headline price.

How much does a VPN cost per month?

The monthly price depends mostly on how long you commit. Short plans cost the most per month. Long plans cost the least. In return, you pay for the whole term upfront.

Plan lengthTypical price per monthHow you pay
Monthly$9 to $15Every month, cancel any time
6 monthsVaries, from $3.50Upfront for 6 months. Not every provider offers it
1 year$2 to $6Upfront for the year, about $24 to $75
2 years or moreAbout $3.50 at big brandsUpfront for the full term
Free plan$0Limits on data, speed or servers

Typical ranges for well-known VPNs, checked October 2026. Prices change often.

A monthly plan from a well-known provider usually costs $9 to $15, with a few cheaper exceptions. For example, Windscribe charges $9 a month. NordVPN and ExpressVPN both charge $14.99. Yearly plans drop to about $2 to $6 a month. Two-year plans often go lower still. NordVPN and Proton VPN both show $3.49 a month on their two-year plans.

So when people ask how much is a VPN per month, the answer depends on the plan. The "VPN cost per month" you see in ads is almost never what you pay each month. It's the total for one or two years divided by 12 or 24.

How much does a VPN cost per year, including renewals?

The first-year price is only half the story. Many providers give a big discount on the first term and then renew at a higher rate. That's why the yearly VPN cost can more than double from year one to year two.

The table below shows what you'd pay if you bought each provider's yearly plan and kept it for three years. Year 1 is the discounted price you see in ads. Years 2 and 3 are what the plan renews at.

VPN (yearly plan)Year 1Year 2Year 3Total for 3 years
Atomic VPN$24$24$24$72
Proton VPN$53.88$83.88$83.88$221.64
ExpressVPN$74.85*$99.95$99.95$274.75
NordVPN$65.88$139.08$139.08$344.04

Years 2 and 3 are the renewal price. Prices from each provider's pricing page, October 2026, before tax. They change often. *ExpressVPN's first term is 15 months, not 12.

The jump after year one is the part people miss. NordVPN's yearly plan, for example, costs $65.88 at first and then renews at $139.08 a year, more than double. Proton VPN renews at $83.88 after a $53.88 first year. ExpressVPN renews at $99.95 after its first 15 months.

Even with renewals, a yearly plan still beats paying month to month. NordVPN and ExpressVPN both charge $14.99 on their monthly plans. Over three years, that adds up to $539.64.

Hidden VPN costs to check before you pay

Most extra costs hide in the small print rather than in the price itself. Here's what to look for on the checkout page.

Check before you pay
1Renewal price. Find what the plan costs after the first term.
2What the tier includes. Basic tiers may leave out features you expect.
3Tax. Sales tax or VAT may be added at checkout.
4Device limit. Count the phones, laptops and TVs you want covered.
5Money-back terms. Check the refund window and any conditions.

Renewal price

First, find the line that says what the plan renews at. If it isn't on the pricing page, it's usually in the checkout summary or the terms. Set a reminder a week before renewal if you plan to switch.

Basic tiers and add-ons

Several big brands now sell a basic plan and charge more for higher tiers with extras such as a password manager or antivirus. The headline price almost always refers to the basic plan. Check what it includes before you compare prices.

Taxes at checkout

Also, prices on VPN sites usually don't include tax. NordVPN notes that "sales tax may apply," and ExpressVPN adds sales tax at checkout where applicable. Depending on where you live, the final price can end up a few dollars higher.

Refund terms

Most paid VPNs offer a money-back period. NordVPN and Proton VPN, for example, both give 30 days. Each provider sets its own conditions. Read them before you count on a refund.

Why does a VPN cost money?

A VPN costs money because running one is expensive. The provider rents or owns servers in dozens of countries and pays for the bandwidth all its users push through them. It also builds and updates apps for every platform and runs support. The better providers also pay for independent audits of their no-log policy.

Free VPNs, however, have the same costs. They cover them in other ways, such as tight data caps, slow servers and ads. The worst ones collect and sell user data. A free plan from a trusted provider can work for light use. For daily use, our guide on whether a VPN is worth it goes through the trade-offs.

VPN cost per device and per household

Most VPN plans cover several devices at once, which changes the real price. To compare fairly, divide the yearly cost by the number of devices you'll actually use.

For example, a $60 yearly plan that covers 10 devices costs $6 per device per year. That only holds if you really use all 10. For a family of three with a phone and a laptop each, one plan with enough device slots costs far less than three separate subscriptions. However, device limits vary a lot. Some big providers allow 10 devices. A few have no limit at all. For a household, a VPN on the router can protect every device at home, including smart TVs and consoles that can't run VPN apps. Our streaming guide explains how to set up a VPN on your TV.

How to pay less for a VPN

The cheapest VPN over time isn't always the one with the lowest headline price. These habits keep the total down.

  • Pick a term you'll actually use. A two-year plan only saves money if you keep the VPN for two years.
  • Use the money-back window to test a VPN before you commit to a long plan.
  • Skip bundles you won't use. If you already have a password manager or antivirus, the basic tier is enough.
  • Count your devices. If one plan covers the whole household, you don't need two subscriptions.
  • Turn off auto-renew if you plan to switch, then turn it back on if you stay.

Finally, be careful with lifetime deals. A VPN has to keep paying for servers and bandwidth every month. A one-time payment only works if the provider stays in business and keeps the servers running. Once it doesn't, the lifetime plan is worth nothing.

How much does a VPN cost for a company?

Business VPNs, by contrast, are priced per user, not per household. They also come with admin tools, shared gateways and user management that personal plans don't have.

OptionHow it's pricedExampleBest for
Personal VPNPer account, monthly or upfront$24 to $75 for the first yearIndividuals and households
Business VPN servicePer user per monthNordLayer from $8 per user, min. 5 usersTeams that need admin tools
Self-hosted in the cloudPer hour, plus data and setup timeAWS Client VPN, about $161 a month for 10 part-time usersCompanies with their own IT staff

Business and cloud prices from NordLayer and AWS pricing pages, October 2026. AWS example uses the US East (Ohio) rates.

A business VPN service usually charges per user per month. NordLayer, for example, starts at $8 per user per month on yearly billing, with a minimum of five users. That's $480 a year for a team of five. Higher tiers cost more. Some of them also need a dedicated server at extra cost.

Meanwhile, some companies run their own VPN in the cloud instead. AWS Client VPN charges for every hour the VPN endpoint is set up and for every hour each person is connected. In AWS's US East (Ohio) example, that's $0.10 an hour per endpoint and $0.05 an hour per connection. For 10 people who connect 8 hours a day for 22 workdays, that comes to about $161 a month before data transfer and setup time.

For a freelancer or a very small team, a personal VPN plan is often enough. Once you need shared access to company systems, a business product makes more sense.

What Atomic VPN costs and how the price stays the same

Atomic VPN is $5.99 month to month, $3.50 a month on the 6-month plan (billed $21) or $2 a month on the yearly plan, billed $24 once a year. The yearly plan renews at the same $24, with no intro price that goes up later.

Every plan has the same features, including the kill switch, split tunneling and unlimited data. Over three years, the yearly plan costs $72 in total. One plan covers 5 devices at once, which works out to $4.80 per device per year. A router setup protects the rest of your home without using a slot. You can pay by card or crypto and cancel in one click.

If you want to compare providers side by side, our ranking of the cheapest VPN services lists current prices for the big names.

Start with the plan length you'll really use, then check the three-year total before you pay.

$24 a year, and it stays $24

$2 a month on the yearly plan, billed $24 once a year. Same price at renewal, every feature on every plan and 5 devices plus router setup.

Questions and answers

What is the average annual cost of a VPN?

For well-known VPNs, the first year on a yearly plan costs about $24 to $75 in October 2026. After renewal, several of them charge $100 to $140 a year. Monthly plans cost about $108 to $180 a year.

Is paying for a VPN worth it?

For regular use, usually yes. Paid VPNs usually have no tight data caps, faster servers and clearer privacy terms. If you only need a VPN now and then, a limited free plan from a trusted provider can be enough.

Is there any 100% free VPN?

Yes, but with limits. Free plans usually cap data, speed or server choice. Some free VPNs also show ads or collect data to cover their costs. Proton VPN is one of the well-known providers with a free plan.

Does a VPN cost money every month?

Only on a monthly plan. Yearly and two-year plans charge the whole term upfront, then renew automatically unless you cancel. The advertised monthly price is usually that total divided by the number of months.

Why are VPNs so cheap on long plans?

Providers trade a lower rate for a longer commitment. They get your money upfront and keep you as a customer for one or two years. The catch is often the renewal price, which can be much higher.

Can I get a refund if I don't like a VPN?

Usually yes, within the money-back period. Many providers offer 30 days. Check the conditions before you buy, since each provider sets its own.

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